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1. Choice of Bajardo
Information on Bajardo, on the region, and on the Bajardo concept.
You can buy a house in Bajardo to enjoy directly the advantages and assets
of the place and its surroundings, but you may also buy it to rent it out
– by yourself or through the Bajardo - Bioliguria scrl! Construction will
reach completion, depending on the lots, from September 2007 and at the
latest in November 2008.
2. Choice of the position and size of your home
Choice of the position: study of the lot, sections, view, to have an idea of
the project.
3. Contacting us and visiting
Write us or phone us, if you have further questions or wish to receive more
information. We will gladly discuss further steps with you personally and
we’ll make an appointment should you wish to come and visit. Contact
our international Partner "Casa Antica
The English Agency".
We will also inform you gladly of our workshop dates, in which you may
explain your wishes and expectations on the structure of your home or
discuss everything on site with our architects
4. Application for a tax
code from the Italian tax office
Before making a sales contract we apply for a tax code for you (codice
fiscale) at the Italian tax office; this code is used in the contract. You
need your codice fiscale in many situations: to open a bank account or to
sign a contract to receive electrical power or a telephone connection. You
receive from the Ministry of Finance first a written paper and then a
plastic card with your codice fiscale, so that you may always keep this
important code with you.
5. Signing a
"compromesso"
A "compromesso" is a pre-contract that according to Italian law
that regulates the buying and selling of real estate before the registration
made by the notary (i.e. up to
the passage of property that takes place after construction and approval).
When you have agreed with us about the property to buy, this 'compromesso'
between the two parties is signed. This contract is
binding for both parties .
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The seller guarantees therewith to sell the property at a certain time
point (in this case upon completion) at a fixed price.
Even the date of the notary registration when the final contract will be
signed is agreed on and stated in the 'compromesso' document.
Neither
party may withdraw from a 'compromesso'. A seller who wishes to withdraw
must pay twice the amount of the 10% deposit (of the price agreed on), that
is paid when signing the pre-contract.
There
is the possibility of financing the home through the company bank up to 80%.
6.
Change of property
The "Notaio" (an authorised notary in Italy), examines to see if
the property acts are in order, if the property is properly registered and
make sure that there are no illegal aspects.
On the day of the change of property the notary writes down the contract
with the price agreed on; this is also called "rogito".
Notaries and lawyers proposed by Bajardo-Bioliguria speak English. Acts
and documents are written in the two languages.
With the signatures the object changes property. The right of property is
regulated by the Italian Constitution and the Italian Codice Civile (C-C) .
Usually cash is desired or a banker’s cheque from an Italian bank, since
with the signature on the contract in front of the notary the property is
directly passed on to the buyer. With
your tax number you can open an account in any Italian bank after the
pre-contract and have money transferred there from your home bank, so that
on the day of the rogito you only have to pick up the cheque from the bank.
The property act that is drafted by the notary on the day of the rogito
takes at least 4 weeks to be
registered. The seller or the notary inform local officials of the sale –
this is mandatory.
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